Medicare Advantage Plans Houston TX 2026 — AEP Open Now

Q: How many Medicare Advantage plans are available in Houston, TX?

Houston seniors in Harris County have access to dozens of Medicare Advantage plans from major carriers including UnitedHealthcare, Humana, Aetna, Blue Cross Blue Shield, and others. A licensed agent can pull up every plan available in your specific zip code.

Q: When can I enroll in Medicare Advantage in Houston?

You can enroll during your Initial Enrollment Period (around your 65th birthday), the Annual Enrollment Period (October 15 to December 7), or a Special Enrollment Period if you qualify.

Medicare Advantage in Houston, TX — 2026 Overview

Houston is the largest city in Texas and home to one of the most competitive Medicare Advantage markets in the country. Harris County seniors have access to dozens of plans from major carriers including UnitedHealthcare, Humana, Aetna, Blue Cross Blue Shield of Texas, Molina Healthcare, and others. Many plans in Houston feature $0 monthly premiums beyond your standard Part B payment.

The Texas Medical Center — the world's largest medical complex — is located in Houston, giving area seniors access to some of the best healthcare facilities in the nation. Many Medicare Advantage plans in Houston include access to Texas Medical Center network hospitals and specialists.

⚠ 2026 Medicare Advantage Update for Houston Seniors

Medicare Advantage insurers made significant benefit changes for 2026. Some plans reduced dental and vision benefits while others increased hospital copays. If you are already enrolled in a Medicare Advantage plan in Houston, it is worth reviewing your coverage to make sure it still meets your needs. A licensed agent can compare your current plan against every available option at no cost to you.

Medicare Statistics for Houston and Harris County

4.8M+

Total Medicare beneficiaries in Texas — one of the largest in the US

54%

Texas Medicare beneficiaries enrolled in Medicare Advantage plans

$185

Standard Medicare Part B premium in 2026 (applies to all plans)

Oct 15

Annual Enrollment Period starts — compare and switch plans through Dec 7

What Medicare Advantage Covers That Original Medicare Does Not

Houston seniors who enroll in Medicare Advantage get all the benefits of Original Medicare (Parts A and B) plus many additional benefits that traditional Medicare does not cover:

Dental cleanings, X-rays, fillings, and crowns

Eye exams and eyewear allowance

Hearing exams and hearing aid benefits

SilverSneakers gym membership at Houston-area facilities

Free rides to doctor appointments and pharmacies

Over-the-counter health product allowance quarterly

Prescription drug coverage (Part D) bundled in

Annual out-of-pocket maximum protection

Houston ZIP Codes We Serve

We connect seniors across the greater Houston area with licensed Medicare agents, including these zip codes and communities:

77001 · 77002 · 77003 · 77004 · 77005 · 77006 · 77007 · 77008 · 77009 · 77010 · 77011 · 77012 · 77013 · 77014 · 77015 · 77016 · 77017 · 77018 · 77019 · 77020 · 77021 · 77022 · 77023 · 77024 · 77025 · 77026 · 77027 · 77028 · 77029 · 77030 · 77031 · 77032 · 77033 · 77034 · 77035 · 77036 · 77037 · 77038 · 77039 · 77040 · Katy · Sugar Land · Pearland · The Woodlands · Pasadena · Baytown · League City · Friendswood

How to Compare Medicare Advantage Plans in Houston

The right Medicare Advantage plan for a Houston senior depends on several personal factors. When you call or fill out our form, a licensed agent will walk you through:

Which Houston-area doctors and hospitals are in-network on each plan

Whether your current prescriptions are covered and at what cost

Monthly premiums and annual out-of-pocket maximums

Extra benefits — dental, vision, gym, transportation, OTC

Compare Houston Medicare Advantage Plans — Free

A licensed agent will pull up every plan available in your Houston zip code and walk you through your options at no cost.

Get My Free Quote

Free · No obligation · Licensed agents · Mon–Fri 8am–7pm

Frequently Asked Questions — Medicare Advantage in Houston

How many Medicare Advantage plans are available in Houston, TX?

Houston seniors in Harris County typically have access to 40 or more Medicare Advantage plans from multiple carriers. The exact number depends on your specific zip code. A licensed agent can show you every plan available at your address.

What is the average cost of Medicare Advantage in Houston?

Many Medicare Advantage plans in Houston have $0 monthly premium beyond your standard Part B premium ($185/month in 2026). Plans with richer benefits — better dental, lower copays — may have a small additional monthly premium of $20–$60.

Can I keep my Houston doctors if I switch to Medicare Advantage?

This depends on the plan. HMO plans require you to use in-network doctors. PPO plans allow out-of-network care at higher cost. A licensed agent will check whether your specific doctors are in-network on each plan before you enroll.

When can I enroll in Medicare Advantage in Houston?

You can enroll during your Initial Enrollment Period (the 7-month window around your 65th birthday), the Annual Enrollment Period (October 15 to December 7 each year), or a Special Enrollment Period if you qualify due to a life event such as moving or losing other coverage.

Other Texas Cities We Serve

Dallas, TX San Antonio, TX Austin, TX Fort Worth, TX

Medicare Advantage Plansin Houston, TX — 2026